Paypal makes web-banking unsafe!
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The Dutch Department PayPal.com (PayPal.nl) has recently made some changes to their online bank accounting system.
For those of us who do not have a credit card (which are considered kind-of-unsafe in the Netherlands) and prefer to add funds to their account manually, PayPal has thought out a brilliant idea:
"Hey! Let's connect somebody's e-mail address and password directly to their bank account!"
In short, the only valid way Paypal.nl now offers to add funds to your account is by giving PayPal full access to your bank account, booking money (Up to 500) off of it at will.
For the Dutch people who choose to block their bank account from automatic transactions initiated by third parties, PayPal just says : "Sorry, with the old method of manually putting money on your account transactions failed too many times with people forgetting codes and stuff, this is an internationally accepted standard"
This petition is started to try to convince Paypal that this is WRONG. You do NOT tie an e-mail address and a password directly to a bank account! The correct way would be to use some kind of challenge-response system, like almost all of the Dutch banks use to access their Internet Banking Systems.
A consortium of banks in The Netherlands even started cooperating, bringing all the different banks' interfaces in one standard environment called iDeal. (www.ideal.nl) It would take PayPal literally only one day to implement iDeal as an option to add funds to Dutch user' PayPal accounts and all the security risks would be gone.
Please sign this petition if you think Paypal should take some responsibility in making web-banking safer!
For those of us who do not have a credit card (which are considered kind-of-unsafe in the Netherlands) and prefer to add funds to their account manually, PayPal has thought out a brilliant idea:
"Hey! Let's connect somebody's e-mail address and password directly to their bank account!"
In short, the only valid way Paypal.nl now offers to add funds to your account is by giving PayPal full access to your bank account, booking money (Up to 500) off of it at will.
For the Dutch people who choose to block their bank account from automatic transactions initiated by third parties, PayPal just says : "Sorry, with the old method of manually putting money on your account transactions failed too many times with people forgetting codes and stuff, this is an internationally accepted standard"
This petition is started to try to convince Paypal that this is WRONG. You do NOT tie an e-mail address and a password directly to a bank account! The correct way would be to use some kind of challenge-response system, like almost all of the Dutch banks use to access their Internet Banking Systems.
A consortium of banks in The Netherlands even started cooperating, bringing all the different banks' interfaces in one standard environment called iDeal. (www.ideal.nl) It would take PayPal literally only one day to implement iDeal as an option to add funds to Dutch user' PayPal accounts and all the security risks would be gone.
Please sign this petition if you think Paypal should take some responsibility in making web-banking safer!
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