ICICI Bank home loan floating rate policy
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Dear CEO of ICICI Bank,
ICICI bank does not have a 'transparent policy on home loan floating rates', When interest rate goes up, the Bank will immediately revise the floating rate for existing customers.
Currently, RBI has reduced REPO rate and lending rates. In action, PSU banks, IDBI Bank and other banks have their home loan floating interest rate between 9.5\% to 11.00\% as compared to ICICI bank which is running at 12.75\% and above, as compared to the new customers ICICI bank is offering at around 11.5\%.
We are requesting you to have a fair floating rate policy so that when the interest rates start moving down and the time comes for the bank to pass on the benefit to you. Please reduce the home loan floating rate for your existing customers.
you sincerely,
ICICI bank does not have a 'transparent policy on home loan floating rates', When interest rate goes up, the Bank will immediately revise the floating rate for existing customers.
Currently, RBI has reduced REPO rate and lending rates. In action, PSU banks, IDBI Bank and other banks have their home loan floating interest rate between 9.5\% to 11.00\% as compared to ICICI bank which is running at 12.75\% and above, as compared to the new customers ICICI bank is offering at around 11.5\%.
We are requesting you to have a fair floating rate policy so that when the interest rates start moving down and the time comes for the bank to pass on the benefit to you. Please reduce the home loan floating rate for your existing customers.
you sincerely,
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