Abolish the Homeowners Associations

To: State Congressmen and Senators

We, the undersigned, are citizens who believe that the privilege to maintain their own property should be restored to the property owners without interference by the arrogant and abusive Homeowners Associations (HOA) and the threat of lien on the homeowners property to collect fees, fines or assessments that may lead to home foreclosure.

The major concerns are abuse of power and the worsening economy. Homeowners Associations have too much power with a lot of oversights. Some states do not demand true financial accountability by the associations. Should there be a disagreement and the case is brought to trial, some states require the homeowner to pay for the HOA attorneys fee win or lose, which is just a nice way of intimidating the poor homeowner from filing a lawsuit.

Some states have granted power to HOA in which they can seize a home through foreclosure in order to force payment of homeowner assessments, no matter how small. HOA may be violating the constitutionally guaranteed rights of due process when it forecloses on a Common Interest Development (CID) home. Homeowner citizens should not be deprived of liberty or property, without speedy due process of law. The Homeowners Associations have foreclosed hundreds of properties across the United States for not paying a few hundred dollars of delinquent dues. The punishment does not fit the misdemeanor.

We, the homeowners, already have a lot of problems in these hard times. By eliminating the HOA monthly dues that range from ten dollars to several hundreds, it removes one variable in the economic equation. It may sound small, but to ordinary workers, and worst, to thousands of jobless Americans with no immediate aids in sight, that is a big relief.

We request that the State Legislators act quickly to abolish the Homeowners Associations in their respective states to alleviate the deeepening financial problem of Americas homeowners.