Experian's Deceptive Date Practices and their impact on Fico Scores.
Congress has given us the right to dispute inaccurate information in our reports. Consumers should be able to exercise this right without being afraid of Experian updating the status date, corrupting... continue reading »
"I am tired of being taken advantage of by the system. Just get it right so honest people can move on with their lives. We all know that this process of having negative entries on our reports leads us to having our credit ran more often. And I wonder who b"
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"Consumers are punished for excersing their rights."
"All credit reporting bureaus should be looked into regarding this issue not just Experian. Also we don't get to view this Date of Delinquency/Last Status that they use to model our scores."
"It's unfair what they're doing."
"Experian refuses to honor proof of debt payments"
"This is a never ending problem Experian refuses to fix!"
"Since I first viewed my Experian credit report 6 months ago and after initiating several disputes for accounts that are incorrect, not ONE listing has been corrected and my date of status has changed on numerous inaccurate accounts. The net result is not "
"When I disputed a line on my credit report not only did they update the DOS they also updated it to show it was included in Bankruptcy that same month even though I declared BK 7+ years ago."
"I have items that are 4 years old showing 3 months to one year old."
"Laws are written for a reason. If you sit back and do nothing, this will continue to happen.They only understand when their money is taken away or someone gets SERIOUS jailtime. Please do both AND make them stop hurting Americans' credit. Thank you."
