social security reform: pay accrued,children,survivors,spouses, and disability benefits , under current law as of december 9, 2004. and invest a percentage of future earning for everyone (even those already drawing benefits and working part time) in a private savings account. Using the percentage they could use without using up the social security surplus. 100 years from now or less the only people that would be drawing a check from the government would be children,survivors,spouses, and people that are disable.the employer's part of the social security payroll tax would be used to pay these benefits.If it takes less than 6.2\% to pay this benefits the balance would be invested in the private account.