Unfair Credit Card Companies & Credit Reporting Agencies
Sign Now
We the undersigned protest the blatant disrespect and unethical practices and procedures of Credit Card Companies and Credit Reporting Agencies. We demand that government regulate, change and/or put an end to the following exploitive policies of Credit Card Companies and Credit Reporting Agencies.
We think these practices and procedures are unfair and abusive to consumers. We believe the below stated policies to be a direct attack on the consumer and furthermore we also believe these policies are an unethical approach to reaping untold profit on the backs of all working and middle class people:
Stop Credit Card Companies/Credit Reporting Agencies Abuses Now!
The below stated points are what we believe to be Unfair Policies of Credit Card Companies/Credit Reporting Agencies:
Over the limit fees that are above excessive ($39) that can be caused by interest being attached to a consumer
account.
Late fees that are above excessive and do not allow for a grace period.
Not being able to report principle amount separate from interest to allow consumer to pay extra on principle in order to reduce principle amount.
Having a credit reporting agency give determination on whether or not you can get a job and/or an apartment. (Having a bad credit does not mean you are a bad employee).
Consumers Credit should not be use to determine their eligibility for Auto Insurance
Interest rates that can go above 23\% to loan shark amounts.
Banks collecting upfront insurance from the consumer that cannot benefit the consumer in any real way.
After an account is marked closed for a consumer and a monthly payment is agreed upon, a credit card company should not be able to still accrued late fees, interest and over the limit amounts.
Credit card companies added fees and costs to a consumer account without authorization or permission.
Sharing consumer personal information without the consumers written or even oral permission.
Unfair attachment by the credit card companies/credit card reporting agencies of a family member to another who is not
responsible for and/or originator of the said credit card debt.
Negatively reporting consumers to credit agencies such as Trans Union, TRW and Experian for late payments and having that negative report remain on your credit for 7 years or more.
We think these practices and procedures are unfair and abusive to consumers. We believe the below stated policies to be a direct attack on the consumer and furthermore we also believe these policies are an unethical approach to reaping untold profit on the backs of all working and middle class people:
Stop Credit Card Companies/Credit Reporting Agencies Abuses Now!
The below stated points are what we believe to be Unfair Policies of Credit Card Companies/Credit Reporting Agencies:
Over the limit fees that are above excessive ($39) that can be caused by interest being attached to a consumer
account.
Late fees that are above excessive and do not allow for a grace period.
Not being able to report principle amount separate from interest to allow consumer to pay extra on principle in order to reduce principle amount.
Having a credit reporting agency give determination on whether or not you can get a job and/or an apartment. (Having a bad credit does not mean you are a bad employee).
Consumers Credit should not be use to determine their eligibility for Auto Insurance
Interest rates that can go above 23\% to loan shark amounts.
Banks collecting upfront insurance from the consumer that cannot benefit the consumer in any real way.
After an account is marked closed for a consumer and a monthly payment is agreed upon, a credit card company should not be able to still accrued late fees, interest and over the limit amounts.
Credit card companies added fees and costs to a consumer account without authorization or permission.
Sharing consumer personal information without the consumers written or even oral permission.
Unfair attachment by the credit card companies/credit card reporting agencies of a family member to another who is not
responsible for and/or originator of the said credit card debt.
Negatively reporting consumers to credit agencies such as Trans Union, TRW and Experian for late payments and having that negative report remain on your credit for 7 years or more.
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Goal
50 signatures
Goal: 100
Latest Signatures
14 November 2015
13 November 2015
3 November 2015
31 October 2015
21 October 2015
29 September 2015
17 September 2015
44.
Daniel Jr
|
The banks are out of control. The government needs to strictly regulate them.
Address: Zip Code
45040
14 September 2015
9 September 2015
18 August 2015
10 August 2015
30 July 2015
7 June 2015
20 May 2015
37.
James Rs
|
What gives reporting agencies authority to gather info & release that info?
Address: Zip Code
45380
7 May 2015
18 April 2015
16 April 2015
3 April 2015
25 March 2015
25 March 2015
31.
Joyce T
|
It's a shame when you try to work so hard to establish and maintain good credit, that you are taken advantage of by the system.
Address: Zip Code
19850
23 March 2015
8 February 2015
8 February 2015
6 February 2015
5 February 2015
26.
Cindy B
|
CC companies have too much power and this is ridiculous. They tear up your checks so you have to pay late fees, they could care less even if you are only two days late. I totally agree with all of this petition!
Address: Zip Code
Beaufort, NC 28516
Information
By:
Brian Jefferson
In:
-
Petition target:
U.S Congress, FCC, FTC Credit Card Companies, and Credit Reporting Agencies
U.S Congress, FCC, FTC Credit Card Companies, and Credit Reporting Agencies
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